1. Prepare the Whipped Cream
- In the bowl of a stand mixer, combine the heavy whipping cream, confectioners’ sugar, and vanilla extract. Using the whisk attachment, whip the mixture on medium-high speed until stiff peaks form (about 5–7 minutes).
- Once whipped, transfer the cream to a separate bowl and refrigerate until needed.
2. Create the Pudding Mixture
- In the same mixing bowl (wipe it out lightly), add the cream cheese. Beat it for about 30 seconds until it’s light and fluffy.
- Gradually add the sweetened condensed milk and whisk until smooth, making sure there are no lumps.
- Mix in the dry pudding mix, ensuring it’s evenly distributed.
- Slowly stream in the milk, continuing to whisk until the mixture is fully combined and creamy.
3. Fold in the Whipped Cream
- Gently fold two-thirds of the whipped cream into the pudding mixture. Be careful not to overmix—this step ensures the final dessert remains light and airy.
4. Assemble the Layers
- Lightly grease a 9×13-inch baking dish with cooking spray.
- Start with a layer of Nilla wafers, arranging them evenly across the bottom of the dish.
- Add a layer of sliced bananas, ensuring each wafer is topped with a banana coin.
- Spread half of the pudding mixture over the bananas, smoothing it into an even layer.
- Repeat the process: add another layer of Nilla wafers, followed by more banana slices, and finish with the remaining pudding mixture.
5. Top It Off
- Spread the remaining whipped cream over the final pudding layer, smoothing it into a pillowy, cloud-like topping.
- Cover the dish with plastic wrap and refrigerate for at least 8 hours (or overnight).
6. Serve and Garnish
- Just before serving, crush some extra Nilla wafers and sprinkle them over the whipped cream for added crunch and aesthetic appeal.